Why Choose Our Plans?

£5,000,000 medical cover

Mental health support included

24/7 virtual GP access

Cover for every stage of study

Core Student Plan Most Popular Enhanced Student Plan
Plan EligibilityInternational student at an educational institution with a current passport and/or student visa, under age 65International student at an educational institution with a current passport and/or student visa, under age 65
Excess / Deductible£0 (these coverages have no deductible)£0 (these coverages have no deductible)
Overall Medical Limit£2,000,000£5,000,000
Prescription Drugs100% Covered (up to policy limit)100% Covered (up to policy limit)
Hospital AccommodationIncluded (Semi-private)Included (Semi-private)
Psychological / Mental Health – Outpatient£1,000 (Lifetime limit)£1,000 (Lifetime limit)
Psychological / Mental Health – Inpatient£10,000£12,000
Emergency Dental£500£750
Dental Visit6 months continuous coverage required – £75 (12-month policy purchase)6 months continuous coverage required – £150 (12-month policy purchase)
Maternity Care£8,000 – Pregnancy must occur after policy effective date; no grandfathering applies (Prenatal, Delivery, Complications)£10,000 – Pregnancy must occur after policy effective date; no grandfathering applies (Prenatal, Delivery, Complications)
PhysiotherapyMedically NecessaryMedically Necessary
Oncology£25,000£25,000
Unused Course Fees£8,000£10,000
Trip Interruption / Curtailment£7,500£10,000
Missed DepartureUp to £7,500 (via Cancellation)Up to £10,000 (via Cancellation)
Delayed Departure£100 (£50 per 12 hours)£200 (£50 per 12 hours)
Baggage & Personal Effects£1,500 total£2,500 total
Single Article Limit£250£300
Valuables / Electronics£250£300
Baggage Delay£150 – after 8 hours (Secondary payer)£250 – after 8 hours (Secondary payer)
Personal Money (Cash)£150£250
Passport / Documents£500
Personal Liability£1,500,000 (£500 property damage)£2,500,000 (£1,000 property damage)
Accidental Death & Dismemberment (AD&D)£25,000£50,000
Air / Ground TransportIncluded to the policy limit for Ambulance & RepatriationIncluded to the policy limit for Ambulance & Repatriation
Repatriation of Remains£5,000£10,000
Transport to BedsideTravel expenses for up to two family members to the patient's bedside (round-trip economy airfare)Travel expenses for up to two family members to the patient's bedside (round-trip economy airfare)
Physical Exam£150 (Annual)£150 (Annual)
Vision Care£200 as a result of an accident£200 as a result of an accident
Out of Country TravelMust spend 51% of time in country of education; up to 30 days in the USAMust spend 51% of time in country of education; up to 30 days in the USA
NHS Cash Benefit£200 per night / £1,000 per year£250 per night / £2,500 per year
Plan Eligibility
Core
International student, current passport/visa, under 65
Enhanced Most Popular
International student, current passport/visa, under 65
Excess / Deductible
Core
£0
Enhanced
£0
Overall Medical Limit
Core
£2,000,000
Enhanced
£5,000,000
Prescription Drugs
Core
100% Covered
Enhanced
100% Covered
Hospital Accommodation
Core
Included (Semi-private)
Enhanced
Included (Semi-private)
Mental Health – Outpatient
Core
£1,000 (Lifetime)
Enhanced
£1,000 (Lifetime)
Mental Health – Inpatient
Core
£10,000
Enhanced
£12,000
Emergency Dental
Core
£500
Enhanced
£750
Dental Visit
Core
6 months required – £75 (12-month policy)
Enhanced
6 months required – £150 (12-month policy)
Maternity Care
Core
£8,000 (Prenatal, Delivery, Complications)
Enhanced
£10,000 (Prenatal, Delivery, Complications)
Physiotherapy
Core
Medically Necessary
Enhanced
Medically Necessary
Oncology
Core
£25,000
Enhanced
£25,000
Unused Course Fees
Core
£8,000
Enhanced
£10,000
Trip Interruption / Curtailment
Core
£7,500
Enhanced
£10,000
Missed Departure
Core
Up to £7,500
Enhanced
Up to £10,000
Delayed Departure
Core
£100 (£50/12 hrs)
Enhanced
£200 (£50/12 hrs)
Baggage & Personal Effects
Core
£1,500 total
Enhanced
£2,500 total
Single Article Limit
Core
£250
Enhanced
£300
Valuables / Electronics
Core
£250
Enhanced
£300
Baggage Delay
Core
£150 after 8 hrs
Enhanced
£250 after 8 hrs
Personal Money (Cash)
Core
£150
Enhanced
£250
Passport / Documents
Core
—
Enhanced
£500
Personal Liability
Core
£1,500,000 (£500 property)
Enhanced
£2,500,000 (£1,000 property)
Accidental Death & Dismemberment (AD&D)
Core
£25,000
Enhanced
£50,000
Air / Ground Transport
Core
Included (Ambulance & Repatriation)
Enhanced
Included (Ambulance & Repatriation)
Repatriation of Remains
Core
£5,000
Enhanced
£10,000
Transport to Bedside
Core
2 family members, economy return
Enhanced
2 family members, economy return
Physical Exam
Core
£150 (Annual)
Enhanced
£150 (Annual)
Vision Care
Core
£200 (accident only)
Enhanced
£200 (accident only)
Out of Country Travel
Core
51% in country of education; 30 days USA max
Enhanced
51% in country of education; 30 days USA max
NHS Cash Benefit
Core
£200/night, £1,000/year
Enhanced
£250/night, £2,500/year

This document is a summary only and does not include all of the benefits, limitations, exclusions or conditions of coverage. The policy wording is the only
legally binding description of coverage. Please consult the policy wording for further details here. For more information, contact the StudyInsured™ Assistance
team at 1.866.883.9787 or email studentassist@studyinsured.com.